Getting Car Insurance With Foreign License in 2022

Last updated: 3rd February, 2022

How Can I Get Car Insurance With Foreign License?

Getting car insurance with Foreign License (Finance Company) is not as easy as you think. It is pretty tough to obtain a license in other countries. As a result, foreign drivers are having a hard time getting this type of car insurance.

To drive in foreign countries like India, China, and the Philippines is not a problem. But getting the most affordable car insurance in these countries is not that simple. For one, you will need to get a copy of your driver’s license from the department of motor vehicles in your state. Also, you need to pay the corresponding fees for getting the license.

Steps on -Can I Get Car Insurance With Foreign License?

You will need a valid passport to get a driver’s license in other countries. However, you may not have a valid passport when applying for Foreign car insurance. If you do not have a passport, you can apply for one at the country’s embassy where you plan to get the license. To get the license in a foreign country, you can apply at the consulate near your area. You can get the information about the nearest consulate by looking in the phone book or surfing the internet with insurance technology.

most affordable car insurance

Next Steps on – Can I Get Car Insurance With Foreign License?

The next step in the process is to fill up the application form. You need to provide your personal information, residence address, social security number, and driver’s license number to a captive agent. Your application approval depends on whether you have a high school diploma or GED. Even though you do not have the license yet, you can get driving lessons to be familiar with the traffic rules and regulations while driving.


After having all the documents ready, you can now choose a policy that will cover your vehicle. Many companies can offer you a car insurance policy. Before you sign the contract, make sure to read the fine print. Make sure that you are not signing an agreement with an independent agent that will require you to surrender your current license to the company before the policy starts.

You can also go to different companies and get car insurance with a foreign license to save money. However, this option may not be suitable for you because you must give up your American car registration. Moreover, you can only use the foreign license as proof of identity for getting insurance quotes from the insurance agency. It means that you are not covered unless you have the American version of your license.


Frequently Asked Questions

Q. Can I get U.S. car insurance with a foreign license?

Yes. With merely your foreign driver’s license, several insurance firms will gladly provide you coverage. Others, on the other hand, may demand that you obtain an international driver’s license or international driver’s permit (IDP).

Q. Can you add an international driver to your car insurance?

The simplest option to get automobile insurance for your relatives with international driver’s licenses is to contact your current insurance carrier and request that they be temporarily added to your policy.

Q. Can a non-resident insure a car?

If you are not an American citizen, you must apply for an International Driving Permit in order to obtain auto insurance in the United States. Even if you are not a U.S. citizen, most insurance companies will offer you an auto insurance policy as long as you complete the licensing criteria within 60 days.

most affordable car insurance